BANKING

Class XI / SUBJECT CODE (811)
A banker may refer to a person who provides financial banking services and typically works in a bank. A bank is a financial institution that is involved in borrowing and lending money.
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Course Objective

In this course, the students will be introduced to the fundamental concepts of banking and the functions of various banks available in our country. This course prepares the students to take up various positions in the banking industry and financial services industry. The course is also a stepping stone for students aspiring to undertake higher education in Commerce, Banking, Management, etc

Course Features

In this modern time, money and its necessity are very important. A developed financial system of the country ensures attain development. A bank provides valuable services to a country. To attain development there should be a good developed financial system to support not only the economy but also the society.
Instructor
“ Banks take customer deposits in return for paying customers an annual interest payment. The bank then uses the majority of these deposits to lend to other customers for a variety of loans.. .”
  • E-learning & Onsite classes
  • A 'Workshop' class
  • Industrial Visit
  • Certificate of Completion

Course Content

Definition of Banking
Banking System in India
Reserve Bank of India
Relationship between Banker and Customer
Special Types of Customers
Retail and Wholesale Banking
Deposit Account
Opening and Operations of Accounts
Nomination
KYC Requirements
Pass Book
Minors
Partnerships & Companies
Liquid Assets
Investment in Securities
Advances – Secured and Unsecured
Loans
Cash Credit
Overdrafts
Purchase and Discounting of bills
Modes of creating Charge on securities
Definition & Characteristics of Cheques
Bills of Exchange & Promissory Notes:
Crossings
Endorsement
Dishonour, Noting & Protesting of BE
Liabilities of Parties